1. Consult with your Real Estate Agent
   1. Is it a good time for you to buy?  What are your needs/wants?
2. Loan Application, Prequalification/Preapproval
   1. How much can you afford? See previous blog post for more info
3. House hunting time!
4. Realtor writes up your offer (contract) and delivers to Seller
5. Counter Offer & Negotiation (if necessary)
6. Open Escrow, title report clearance
7. Survey, Appraisal, Termite, Etc.
8. Physical Home Inspection
9. Final Walk Through
10. Close/Record

Call us to get started today! 
Ambrocio Team Phone: (808) 681-5021

Yes!  Pre-approval is the first step to determining exactly how much you can afford.  It's exciting to jump right into previewing homes but if you don't know what you can actually afford you might be wasting your time.  So before you do anything else, have your Realtor ask a trusted loan officer to start the pre-approval process.  Or you can research your own loan officer.

It might be a good idea to wait on getting a pre-approval if you are not serious about buying a house because you might need to get a new one if too much time passes and it needs to be updated.  

Also keep in mind you might want to wait if you know you are getting a raise, changing jobs, paying off loans, etc so you can qualify for more.

Happy house hunting!

Ambrocio Team
​Ellie & Lauren 
Phone: (808) 681-5021